Your Hometown Real Estate Closing Specialists

Title insurance is protection against loss arising from problems concerning the title of your property. Title One will walk you through this process and assist the examiner or closing agent in determining whether there are any fraudulent conveyances, unrecorded documents, unpaid property taxes, unreleased liens, issues with the legal description of the property, and more.

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The Closing Process

It’s exciting to reach the end stages of buying or selling a home, but navigating the closing process can be complicated. Title One helps to guide you through the process step by step. Learn the steps of the closing process that pertain to you.

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Our Services

Title Searches and Examinations

Settlement Closing and Escrow

Document Preparation

Title Insurance for Residential and Commercial

Special Attorney Services

Prepare and Issue Title Commitments

Prepare and Issue Attorney Title Opinions

Prepare and Issue Closing Protection Letters

Builder/Developer Services

Legal Document Filing

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About Title One

Title One, Inc. has been operating since 2007, with its main office located in Kingston, Tennessee. Title One of Lenoir City, Inc. became a second office location, with its doors opening January 2015. We bring over 60 years of experience in the Real Estate and Title Industry, which enables us to provide reliable, trusted services to our clients. We serve all of Tennessee with our main focus on East Tennessee. We perform all of the legal work, title examinations and final closings on the sale or purchase of your home and/or land. We specialize in and close Real Estate Sales transactions, VA properties, FHA Properties, HUD/REO property sales, land event sales, For Sale by Owner’s, Commercial Properties and much more. We prepare Quit-Claim Deeds, Warranty Deeds and many other legal documents pertaining to homes and lands in Real Estate. We work closely with buyers, sellers, real estate agents, banks and lenders every day.

We consider our office to be Your Home Town Real Estate Closing Specialists.

Take note of our sister company. ClarkLawTn.com

Special Notice!

New FinCEN Rules: What Homebuyers Need to Know When

Using an LLC or Trust

A significant change is coming to the real estate industry that may impact certain residential

transactions—particularly those involving LLCs, corporations, or trusts. The Financial Crimes Enforcement

Network (FinCEN), a bureau of the U.S. Treasury, is implementing a new Residential Real Estate Rule (RRE

Rule), effective March 1, 2026.

This new rule is designed to increase transparency in the real estate market and combat money laundering. For

decades, it has been possible to obscure the true owner of a property by purchasing through shell companies or

trusts. FinCEN’s regulation is intended to close these loopholes.

Will My Transaction Be Affected?

Most everyday home purchases will not be affected. The Residential Real Estate Rule primarily applies to

non-financed purchases of residential property made by legal entities or trusts.

Your transaction may be reportable if ALL of the following apply:

• The property is residential, including single-family homes, condominiums, co-ops, townhouses, or vacant

land intended for a 1–4 unit dwelling.

• The purchase is all-cash or financed through a private or seller-financed loan.

• The buyer is an LLC, corporation, partnership, or trust.

If you answered YES to all three, your transaction is likely covered under FinCEN’s Residential Real Estate

Rule.

What Information We Are Required to Collect

Title One is legally required to collect and submit beneficial ownership information to FinCEN.

Beneficial Ownership Information

We must identify any individual who owns 25% or more of the purchasing entity or exercises substantial control.

Required Personal Information

• Full legal name

• Date of birth

• Residential address

• Government-issued identification number

Written Certification

Buyers must certify in writing that all information is accurate and complete.

Penalties for Non-Compliance

• Civil penalties including substantial fines.

• Criminal penalties for willful non-compliance.

Guarding Against Fraud: Your Diligence Matters

• Verify wiring instructions.

• Review documents carefully.

• Avoid sharing sensitive information electronically.

We’re Here to Help

Title One is committed to guiding you through these changes.

Title-One.net

The Real Estate Closing Specialists

Testimonials

"It’s a great pleasure that I have the opportunity to recommend Title One. Professionally and personally on all real estate transactions. Title One streamlines the process from onset to close. Their communication with Realtor and Lender ensures a smooth and simple transaction for the buyer and seller. Title One goes above and beyond. I always leave the closing table with a professional experience no matter what side I represent."

Coldwell Banker Jim Henry & Associates

"I have had the pleasure of working with Title One for over 15 years. Their professionalism is second to none. I know when my clients use them that they are getting the most thorough research and protection when it comes to title services. I recommend them to anyone. I truly enjoy working with them."

Platinum Financial Funding

"I am very pleased to recommend the services of Title One of Lenoir City to anyone in need of title work. Myself and many of my real estate agents have been working with Amy Bennett and her team and cannot emphasize the professionalism by everyone. Title One has exceeded my expectations with their enthusiasm, excellent communication skills and honesty. Amy is reliable and dedicated. Her ability to calm angry or frustrated customers is unparalleled, and it is because of her excellence that I confidently and repeatedly trust my clients to Title One."

Gables and Gates Realtors

"We have used Title One since 2007. They are my primary title company. They do excellent work. I recommend them without hesitation to other lenders and to the public for their title needs."

United Community Bank

"I have been working with Amy Bennett with Title One of Lenoir City for over a year. Amy is always happy to answer questions and on more than one occasion. She has gone above and beyond in service. Through her efforts a couple of very difficult deal that might have been dropped by other title companies, were thoroughly researched and solutions were found that brought about successful closings. The communication is excellent and I feel confident recommending Title One of Lenoir City to all my clients for their closings needs."

Walker Realty Group